Business and Economics Journal

This paper evaluates the performance of the SMEs owned and managed by the Chinese entrepreneurs in Tanzania and those SMEs owned and managed by the Tanzanian entrepreneurs in Tanzania. Our study indicated that innovation culture was the key to success of the Chinese SMEs operating in Tanzania compared to the SMEs of Tanzania nationals. This was deemed to the fact that the mangers of the Chinese SMEs value the willingness of their members to experiment new business idea, revise their marketing programs to stay ahead of the market, gain financial support from their government, frequently develop more product features, and attract new customers. The major constraints of the Tanzanian SMEs were slow pace of government support, weak linkages between Chinese SMEs and Tanzanians SMEs for technological transfer, lack of adequate funds within the enterprise, and uncertain demand for innovative goods and services.

The study of effects of interest rate deregulation on agricultural financing in Nigeria (1970-2014). The study also specifically examined the trend in the rate of interest, volume of credit to agricultural sector and agricultural GDP contribution under the period (1970-2014). The study employed descriptive/trend statistics, ordinary least square regression and correlation analysis to achieve its results. Secondary data used for the study were computed from CBN Statistical bulletin 2014. The results show that interest rate has a strong influence in the volume of credit to the agricultural sector and it also has weak influence on the agricultural GDP contribution. It was also observed that interest rate has been fluctuating under the period (1970-2014) that have resulted to low productivity, and unemployment in agricultural sector but makes the financial institutions to be willing to disburse credit to the public. The agricultural GDP contribution has a downward and upward trend during the period which is as a result of the neglect of the government based on the discovery of oil and lastly there was an upward trend in the volume of credit to the agricultural sector, which means funds were sent to the sector by government but because of bureaucratic processes most farmers are unable to access it.

This paper evaluates the performance of the SMEs owned and managed by the Chinese entrepreneurs in Tanzania and those SMEs owned and managed by the Tanzanian entrepreneurs in Tanzania. Our study indicated that innovation culture was the key to success of the Chinese SMEs operating in Tanzania compared to the SMEs of Tanzania nationals. This was deemed to the fact that the mangers of the Chinese SMEs value the willingness of their members to experiment new business idea, revise their marketing programs to stay ahead of the market, gain financial support from their government, frequently develop more product features, and attract new customers. The major constraints of the Tanzanian SMEs were slow pace of government support, weak linkages between Chinese SMEs and Tanzanians SMEs for technological transfer, lack of adequate funds within the enterprise, and uncertain demand for innovative goods and services.

Coaching is a useful way to develop the skills and abilities of individuals. By coaching, the coach tries to provide guidance and support to coachee (person being coached) in training and improving the performance of work.

Today, the workplace is the most diverse due to the age range of employees. The presence of employees from different generations at all levels of the organization has made it important to understand the differences and similarities of generations in order to successfully implement coaching.

This paper first discusses the issue of generations in the organization and the generational differences affecting the way coaching is implemented. Then, with consideration and focus on the status of multigenerational organizations, it offers a model and some suggestions for improving the coaching process.

This study aims to determine whether there is a difference in the financial performance of PT Bank Pembangunan Daerah Jawa Barat dan Banten TBK (Bank BJB) that already went public with PT Bank Pembangunan Daerah DKI (Bank DKI) Jakarta which haven’t yet go public. Assessment of financial performance based on financial reports through financial ratios, which are used as the variables in the study. The financial ratios are the ratio of profitability, solvency, liquidity, and productive activities. The research method used is a quantitative approach in the form of comparative. The results showed the financial performance of the ROA (Return on Assets), ROE (Return on Equity), NIM (Net Interest Margin), BOPO (Ratio of Operational Costs to Operational Income), CAR (Capital Adequacy Ratio) and LDR (Loan Deposit Ratio), there was no significant difference between Bank BJB that have went to public with Bank DKI Jakarta which haven’t yet go public, whereas if viewed from the NPL There is a significant difference.