Vivek Vardhini College of PG Studies (AN),
Hyderabad, Telangana
India
Research Article
An Empirical Analysis on Asset Quality of Indian Banking Industry - Nonperforming Assets to Advances
Author(s): Chilukuri SS, Srinivas Rao K and Madhav VVChilukuri SS, Srinivas Rao K and Madhav VV
The banking is the life blood of the economy acting as a catalyst in the regulation and monitoring of financial activities and contributes for economic growth. They play a crucial role as manufacturers and purveyors of money in effective allocation of idle savings to productive utilisation. As a fiduciary it provides leverage by bring money and money related assets to the access of needy borrowers or for any other developmental activities. In this process banks are prone to risk of loss due to the uncertainties of counterparty. The increase in default is leading to rise in Non-Performing Assets, impairing the profitability and quality assets in financial statements of banking industry. The present paper examines status of quality assets of Indian banking industry in relation to Non-Performing Assets to advances of all Scheduled Commercial Banks for 12 years from 2001-02 to 2012-13 bas.. Read More»
DOI:
10.4172/2168-9601.1000152
Accounting & Marketing received 487 citations as per Google Scholar report