Department of Management and Commerce, Ramaiah University of Applied Sciences, Karnataka, India
Mini Review
Impact of Lending Procedure on Credit Risk Analysis in Selected Private Sector Banks
Author(s): G Lavanya*
This paper explains how to minimize firm loan credit risk and aims to outline various techniques for doing so effectively. It involves credit
risk management theories. In this study a sample of 265 persons who were availed loans and customers of banks was chosen to collect opinions
through a structured questionnaire in Bangalore. The factors under study were default loan, credit risk, insurance charges, interest rates,
credit score and documentation. The results were finding by using descriptive and correlation analysis. Results showed that a
connection exists between towards credit score, insurance charges, default loan and interest rates while availing a business loan. Email
conversations with consumers of the target bank are used to perform qualitative research. Based on primary data of interviews; this
study recommended that these private sector banks' management.. Read More»
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