Department of Water Resources and Irrigation Engineering, Haramaya Institute of Technology (HiT), Haramaya University, Dire Dawa, Ethiopia
Research Article
Factor Affecting Loan Repayment Performance of Micro and Small Scale Enterprises in Western Ethiopia: The Case of Oromia Credit and Saving Share Company (Ocssco) Shambu Branch
Author(s): Megersa Adugna*
Loan repayment has a vital importance to have sustainable of financial institutions and the micro finance institution are distribution loan facilities to Micro and Small Enterprises(MSEs) in order to fill the gap of borrowers financial problem and increase productivity. Oromia Credit and Saving Share Company (OCSSCO) were, therefore, established to fill the gap in the financial services by providing credit services to MSEs. However, there is a loan repayment problem of MSEs in the study area, which is an obstacle to microfinance institutions. The objective of the study was identifying factors that influence the loan repayment performance of micro and small scale enterprises in the study area, the primary data were collected from 135 respondents stratified random sampled selected through structured questionnaire and the secondary data were obtained OCSSCO recorded and from different bo.. Read More»
DOI:
10.37421/2162-6359.2022.11.616
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