Journal of Business & Financial Affairs

School of Finance, Southwestern University of Finance and Economics, China

Publications

• Editorial   
  In Addition To Different Guidelines Meant To Make Certain Liquidity
  Author(s): Xingmin Zhang*
  
  A bank is a monetary group that accepts deposits from the public and creates a demand deposit even as concurrently making loans. Lending sports can be without delay carried out with the aid of the financial institution or in a roundabout way through capital markets. Because banks play an important position in financial balance and the economic system of a country, maximum jurisdictions exercising an excessive degree of regulation over banks. Most international locations have institutionalized a gadget known as fractional reserve banking, beneath which banks maintain liquid assets equal to most effective a component in their modernday liabilities. In addition to different guidelines meant to make certain liquidity, banks are generally issue to minimum capital necessities based totally on a worldwide set of capital requirements, the Basel Accords. Steadily the goldsmiths started to lend.. Read More»
  

  Abstract HTML PDF